MyDecisionNow, LLC. is a group of seasoned credit and marketing professionals with a combined 150+ years of experience in consumer lending. With this, our team offers unique capabilities and industry-specific expertise that are unmatched. We are not just a software provider, but also credit experts. Our in-depth knowledge of the credit data across all three credit repositories enables us to define your credit variables to a level of detail you won’t find in other decisioning solutions.

Combining precision credit definition with the flexibility to code to your exact credit policy, we’ve developed a robust, accessible credit-decisioning solution: MyDecisionNow (MDN).  MDN enables you to auto-approve more accounts, eliminate the review process on auto-declines, and greatly decrease your manual review queue—all with the highest level of confidence in your results.  

We want what you want—to increase your profitability while reducing your risk exposure. To do that, you need a business partner who is invested in and committed to your success. More than a vendor, we are industry experts ready to analyze your specific needs and strategically recommend a decisioning solution that will directly impact your business.

A cloud-based platform, MyDecisionNow (MDN) is a best-in-class credit decisioning solution—one that’s powerful, flexible, and cost-effective. MDN allows lenders like you to make sound credit decisions and product offerings instantly based on your specific credit policy—anywhere your consumers want to apply—whether in person, via mobile app, or online. MDN works exactly where, when, and how you need to make decisions.

We work with you through the entire process—from research and discovery to setup and support. We can even help you develop a new credit policy or enhance an existing one. We discover what you need and provide a solution that will help you reach untapped levels of efficiency and growth.