As a lender, you have unique needs when making credit decisions.
MyDecisionNow (MDN) is a powerful, flexible decision management platform that allows lenders to instantly make sound credit decisions and product offers according to their specific credit policy—anywhere their consumers want to apply.
> When
MyDecisionNow returns your decision immediately – allowing you to stay competitive and remain completely focused on closing the sale.
> Where
MyDecisionNowcan be accessed from anywhere you’d like your consumers to apply! Whether in a branch, mobile app, or online banking, MDN works anywhere you need it to.
> How
MyDecisionNowis a robust and flexible platform allowing you to configure a new decision policy or leverage your existing decision policy.
Features and Benefits
Easy and quick to deploy, requiring minimal IT resources.
Robust and flexible decision capabilities allow you to make consistent decisions across your enterprise, no matter the business line.
Decisions can be delivered via mobile, branch, online, or call center.
Enjoy flexible fee options. From our turnkey solutions to our more advanced “core integration” solutions, our team will work with you to create a development fee structure that makes the most sense for your organization.
Detailed reporting via the MyDecisionNow dashboard gives you insight into the performance of your credit decisions and the credit quality of your applicants.
Detailed change control allows you to manage and document your policy and score changes using role-based access control.
MyDecisionNow enables you to achieve a much higher percentage of automated underwriting, which will assist in reducing application abandonment rates and loan loss.